THE MORAL-HAZARD MYTH
The bad idea behind our failed health-care system.
by MALCOLM GLADWELL
Issue of 2005-08-29
Tooth
decay begins, typically, when debris becomes trapped between the teeth
and along the ridges and in the grooves of the molars. The food rots.
It becomes colonized with bacteria. The bacteria feeds off sugars in
the mouth and forms an acid that begins to eat away at the enamel of
the teeth. Slowly, the bacteria works its way through to the dentin,
the inner structure, and from there the cavity begins to blossom
three-dimensionally, spreading inward and sideways. When the decay
reaches the pulp tissue, the blood vessels, and the nerves that serve
the tooth, the pain starts—an insistent throbbing. The tooth turns
brown. It begins to lose its hard structure, to the point where a
dentist can reach into a cavity with a hand instrument and scoop out
the decay. At the base of the tooth, the bacteria mineralizes into
tartar, which begins to irritate the gums. They become puffy and bright
red and start to recede, leaving more and more of the tooth’s root
exposed. When the infection works its way down to the bone, the
structure holding the tooth in begins to collapse altogether.
Several
years ago, two Harvard researchers, Susan Starr Sered and Rushika
Fernandopulle, set out to interview people without health-care coverage
for a book they were writing, “Uninsured in America.” They talked to as
many kinds of people as they could find, collecting stories of
untreated depression and struggling single mothers and chronically
injured laborers—and the most common complaint they heard was about
teeth. Gina, a hairdresser in Idaho, whose husband worked as a freight
manager at a chain store, had “a peculiar mannerism of keeping her
mouth closed even when speaking.” It turned out that she hadn’t been
able to afford dental care for three years, and one of her front teeth
was rotting. Daniel, a construction worker, pulled out his bad teeth
with pliers. Then, there was Loretta, who worked nights at a university
research center in Mississippi, and was missing most of her teeth.
“They’ll break off after a while, and then you just grab a hold of
them, and they work their way out,” she explained to Sered and
Fernandopulle. “It hurts so bad, because the tooth aches. Then it’s a
relief just to get it out of there. The hole closes up itself anyway.
So it’s so much better.”
People without health insurance have bad teeth because, if you’re
paying for everything out of your own pocket, going to the dentist for
a checkup seems like a luxury. It isn’t, of course. The loss of teeth
makes eating fresh fruits and vegetables difficult, and a diet heavy in
soft, processed foods exacerbates more serious health problems, like
diabetes. The pain of tooth decay leads many people to use alcohol as a
salve. And those struggling to get ahead in the job market quickly find
that the unsightliness of bad teeth, and the self-consciousness that
results, can become a major barrier. If your teeth are bad, you’re not
going to get a job as a receptionist, say, or a cashier. You’re going
to be put in the back somewhere, far from the public eye. What Loretta,
Gina, and Daniel understand, the two authors tell us, is that bad teeth
have come to be seen as a marker of “poor parenting, low educational
achievement and slow or faulty intellectual development.” They are an
outward marker of caste. “Almost every time we asked interviewees what
their first priority would be if the president established universal
health coverage tomorrow,” Sered and Fernandopulle write, “the
immediate answer was ‘my teeth.’ ”